Only about 25% of renters carry this very important coverage. Many apartment fires occur each year and you are only as safe as your neighbors for fire losses.
Your landlord likely insures the building you live in, but it is up to you as a renter to protect your personal belongings. Standard renters insurance is easy, affordable and will protect you from loss or damage in the event of: fire, theft, vandalism, lightning, windstorm, hail, smoke, explosion and more. Renters insurance covers your valued personal property, like flat screen televisions, computers, stereo equipment, clothing, furniture, sporting equipment, antiques, artwork, coin/stamp collections or instruments. No matter where in the world you take it, it’s covered.
